Zoom information for HOA Meetings below
ADDITIONAL INFORMATION
Welcome to Mill Point Shores
A Little Slice of Paradise Located in Chaptico, Maryland
Mill Point Shores is a private waterfront community located in Chaptico, St. Mary’s County, Maryland. Established in the 1950s as a seasonal retreat with charming vacation cottages, it has since grown into a peaceful residential neighborhood nestled along the scenic Wicomico River. The community offers the perfect blend of rural tranquility and easy access to nearby towns and amenities, making it an ideal place for those seeking a slower pace of life. With an emphasis on outdoor recreation and neighborly connection, Mill Point Shores continues to attract residents who value a relaxed, welcoming environment.
Residents enjoy a variety of amenities designed to enhance quality of life and foster community spirit. These include a clubhouse with a spacious patio overlooking the water—perfect for gatherings and events—a members-only swimming beach, a dedicated fishing area, and a convenient boat launch ramp. The community also offers picnic grounds with two tot lot playgrounds for families, as well as basketball courts for recreational fun. Whether you’re here seasonally or year-round, Mill Point Shores invites you to enjoy all the natural beauty and shared experiences it has to offer.
IMPORTANT INFORMATION
Effective October 1, 2025, Maryland law (Senate Bill 63 and House Bill 292) allows homeowners associations (HOAs) to temporarily deviate from reserve funding requirements if they declare a financial hardship. This requires a two-thirds vote by the Board and applies for a maximum of one fiscal year, with a one-time renewal option. The law also requires these associations to conduct regular reserve studies and develop funding plans to be consistent with Generally Accepted Accounting Principles (GAAP).
In accordance with Maryland law SB 63 and HB 292, on October 18, 2025, the MPIA Board determined and declared that a financial hardship exists for its members by a two-thirds vote in its general meeting. Of the eleven member Board, the following voted to affirm a hardship to be present: President, Audrey Price, Financial Secretary, Dorothy Harrod, Secretary, Kim Hood, Treasurer, Karen Brown. Committee Chairs: Leslie Burke, LaVerne Thomas, Karen Byrd and Jody Wildy
